Indian defence personnel and ex-servicemen are entitled to several special travel benefits, one of the most important being the MCO (Military/Central Organisation) Quota in Indian Railways.
Many defence families are not aware of how this quota works, who is eligible, and how to book tickets correctly. This guide explains everything about MCO quota train booking in 2026, in simple language.
What Is MCO Quota in Indian Railways?
MCO Quota stands for Military / Central Organisation Quota.
It is a reserved quota in trains meant for:
- Serving defence personnel
- Ex-servicemen
- Defence dependents (in specific cases)
This quota ensures priority railway travel, especially during emergencies, leave travel, transfers, or medical reasons.
Who Is Eligible for MCO Quota Booking?
✅ Eligible Categories
MCO quota can be used by:
- Serving personnel of:
- Indian Army
- Indian Navy
- Indian Air Force
- Defence civilians (as notified)
- Ex-servicemen (limited cases)
- Dependents traveling with serving personnel
- War widows / NOKs (in approved situations)
⚠️ Note: Eligibility rules may vary based on purpose of travel and railway zone.
When Can MCO Quota Be Used?
MCO quota is generally approved for:
- Duty travel
- Leave travel
- Medical travel
- Compassionate grounds
- Posting / transfer movement
It is not meant for leisure travel.
How to Book Train Ticket Under MCO Quota (2026)
Step 1: Visit Railway Reservation Counter
MCO quota tickets cannot be booked online via IRCTC.
You must visit:
- A Railway Reservation Counter
- Carry all required documents
Step 2: Fill Reservation Form
- Select MCO Quota on the form
- Mention service details clearly
- Attach supporting documents
Step 3: Submit Defence Documents
Required documents usually include:
- Service ID card / Discharge Book
- Authority letter / movement order (if applicable)
- Medical referral documents (for medical travel)
Step 4: Ticket Approval & Issue
- Railway staff verifies documents
- Ticket is issued if quota seats are available
- Concession (if applicable) is applied
Documents Required for MCO Quota Booking
Depending on category, you may need:
- Defence Identity Card
- Leave Certificate / Movement Order
- Medical referral (ECHS / Service Hospital)
- Ex-serviceman identity proof
- Authority letter from unit / department
📌 Always carry original documents.
Is There Any Fare Concession Under MCO Quota?
Yes, in some cases.
- Serving personnel may receive rail fare concessions
- Medical travel may allow additional benefits
- Ex-servicemen concessions depend on current railway rules
However, MCO quota itself is about seat availability, not automatic discounts.
Difference Between MCO Quota and Defence Concession
| Feature | MCO Quota | Defence Fare Concession |
|---|---|---|
| Seat Priority | ✅ Yes | ❌ No |
| Online Booking | ❌ No | ❌ No |
| Purpose | Official / medical | Personal |
| Fare Discount | Sometimes | Limited |
| Emergency Travel | ✅ Yes | ❌ No |
MCO Quota for Medical Travel (ECHS Link)
This is where ECHS readers benefit the most.
If a defence beneficiary is:
- Referred by ECHS Polyclinic
- Traveling for treatment to an empanelled hospital
MCO quota helps in:
- Faster ticket confirmation
- Travel during peak seasons
- Emergency medical movement
Many ECHS patients use MCO quota for:
- Cancer treatment travel
- Cardiac procedures
- Long-term specialist consultations
Common Reasons for MCO Quota Rejection
- Missing authority letter
- Incorrect service details
- Leisure travel attempt
- Non-availability of MCO seats
- Incomplete documents
Always verify with the railway counter beforehand.
Frequently Asked Questions (FAQs)
Can ex-servicemen book tickets under MCO quota?
In limited cases, yes — especially for medical or compassionate travel.
Can MCO quota tickets be booked online?
No. MCO quota is offline only.
Can dependents travel alone under MCO quota?
Usually no, unless approved under special circumstances.
Is MCO quota available in all trains?
No. Availability depends on:
- Train type
- Railway zone
- Seat allocation
Why This Matters for Defence & ECHS Beneficiaries
Defence families often travel for:
- Medical treatment
- Pension-related work
- Family emergencies
Understanding MCO quota helps:
- Reduce travel stress
- Ensure timely treatment
- Avoid last-minute ticket issues
Final Thoughts
MCO quota is a valuable but underused benefit for defence personnel and ex-servicemen. While it does not replace general booking systems, it plays a crucial role during medical emergencies and official travel.
For ECHS beneficiaries, MCO quota can be a lifesaver when traveling for treatment.