ECHS Claim Status – Check Mediclaim Reimbursement Online (Step-by-Step Guide 2025)

Last Updated: 2025
Official Scheme: Ex-Servicemen Contributory Health Scheme (ECHS)


πŸ“Œ What Is ECHS Claim Status?

ECHS Claim Status allows Ex-Servicemen and their dependents to track the current progress of their medical reimbursement claims submitted under the Ex-Servicemen Contributory Health Scheme (ECHS).

Using the official ECHS online portal, beneficiaries can check whether their claim is:

  • Submitted
  • Under process
  • Approved
  • Paid
  • Returned for clarification

This facility helps avoid repeated visits to ECHS Polyclinics and Regional Centres.


πŸ” Who Can Check ECHS Claim Status?

You can check ECHS claim status if you are:

  • An Ex-Serviceman pensioner
  • A family pensioner
  • A dependent registered under ECHS
  • A beneficiary with a valid 64KB ECHS Smart Card

πŸ‘‰ If you face login issues, read:
ECHS Login Not Working? Common Fixes


🌐 Official Portal to Check ECHS Claim Status

You can check your claim status only through the official ECHS portal operated by authorized agencies.

⚠️ Always use the official website. Avoid third-party or unofficial portals.


🧾 Details Required to Check Claim Status

Keep the following details ready:

  • ECHS Card Number
  • Claim ID (if available)
  • Registered Mobile Number
  • CAPTCHA (as shown on screen)

πŸͺœ Step-by-Step: How to Check ECHS Claim Status Online

Step 1: Visit the Official ECHS Portal

Open the official ECHS website in your browser.

Step 2: Navigate to β€œClaim Status”

Click on Beneficiary Claim Status / Claim Tracking option.

Step 3: Enter Required Details

Fill in your:

  • ECHS Card Number or Claim ID
  • Registered mobile number
  • Captcha code

Step 4: Submit the Form

Click on Submit / Search.

Step 5: View Claim Status

Your current claim status will appear on the screen.

πŸ“Έ [Insert screenshot of ECHS claim status page here]


πŸ“Š Understanding ECHS Claim Status Messages

Status ShownMeaning
SubmittedClaim received successfully
Under ProcessDocuments are being verified
ApprovedClaim approved for payment
PaidAmount credited to bank
ReturnedAdditional documents required
RejectedClaim not admissible

⏳ How Long Does ECHS Reimbursement Take?

Normally:

  • 30–45 days for empanelled hospitals
  • 45–60 days for non-empanelled hospital claims

Delays may occur due to:

  • Missing documents
  • Incorrect bank details
  • Incomplete referral forms

❌ Common Reasons for ECHS Claim Delay or Rejection

  • Missing referral letter
  • No Emergency Certificate (for emergency cases)
  • Mismatch in bank details
  • Bills not as per CGHS rates
  • Incomplete discharge summary

πŸ‘‰ Read in detail:
ECHS Reimbursement Rejection Reasons & How to Avoid Them


πŸ›  What To Do If ECHS Claim Is Stuck?

If your claim is pending for a long time:

  1. Contact your ECHS Polyclinic
  2. Check with Regional Centre ECHS
  3. Ensure all documents were submitted correctly
  4. Keep your Claim ID handy

πŸ“ž Refer to:
ECHS Polyclinics List with Contact Details


πŸ” Can You Track Medicine Bill Claim Status Separately?

Yes. OPD medicine reimbursement claims can also be tracked using the same process.

However, timelines may differ slightly depending on:

  • Type of claim (IPD / OPD)
  • City & Regional Centre

🧠 Important Tips for Faster ECHS Claim Processing

  • Submit claims within 1 month of discharge
  • Attach all original bills
  • Ensure referral validity
  • Use correct bank IFSC
  • Avoid overwriting on forms

❓ Frequently Asked Questions (FAQ)

Q1. Can I check ECHS claim status using mobile?

Yes, the portal works on mobile browsers.

Q2. What if I forgot my Claim ID?

You can still check using your ECHS Card Number.

Q3. Is SMS sent after claim approval?

In many cases, yesβ€”on the registered mobile number.

Q4. Can hospitals check claim status?

Yes, empanelled hospitals can track claims submitted by them.


πŸ”— Helpful Related Articles (Internal Links)


⚠️ Disclaimer

This article is for informational purposes only. For official updates, rules, and claim decisions, always refer to the ECHS official website or your Regional Centre.