The Ex-Servicemen Contributory Health Scheme (ECHS) provides online services for pensioners, widows, and dependents through its beneficiary login system. With increasing digital usage, many users now prefer checking their ECHS details online instead of visiting a polyclinic.
This 2026 guide explains how ECHS beneficiary login works, who can use it, and what to do if you face problems.
Who Can Use ECHS Beneficiary Login?
The following categories are eligible to use the ECHS beneficiary login:
- Ex-servicemen pensioners
- Family pension holders (widows)
- Dependents registered under ECHS
- Disabled children and senior dependents
Each beneficiary must have a valid ECHS Smart Card linked to their mobile number.
How to Login as an ECHS Beneficiary (Step-by-Step)
- Open the official ECHS portal
- Choose Beneficiary Login
- Enter your Smart Card number or registered ID
- Verify using OTP sent to your registered mobile
- Access dashboard services
What Services Are Available After Login?
Once logged in, beneficiaries can:
- View personal and dependent details
- Track claim or reimbursement status
- Check referral history
- Verify ECHS card validity
Common ECHS Beneficiary Login Problems
- OTP not received
- Mobile number not updated
- Smart card details mismatch
- Temporary server downtime
Most issues can be resolved by updating details at your parent polyclinic.
Tips for Smooth Login in 2026
- Keep your mobile number updated
- Use a stable internet connection
- Avoid repeated OTP requests
- Try logging in during non-peak hours
Final Words
ECHS beneficiary login makes healthcare management easier for ex-servicemen and families. If login issues persist, contacting your nearest ECHS polyclinic is the safest solution.