ECHS Beneficiary Login Using Smart Card – Complete Guide (2025)

The ECHS Smart Card plays a vital role in accessing online services under the Ex-Servicemen Contributory Health Scheme. Many users search for “ECHS smart card login” without understanding how it actually works.

This article explains how the smart card is used for beneficiary login, and how to avoid common mistakes.


What Is an ECHS Smart Card?

An ECHS Smart Card contains:

  • Unique beneficiary number
  • Dependent details
  • Linked polyclinic information

It is mandatory for:

  • OPD/IPD treatment
  • Medicine bill reimbursement
  • Online claim tracking

How Smart Card Login Works in ECHS

There is no separate smart card portal.
The card number is used to authenticate beneficiaries on the ECHS Beneficiary Login portal.

Steps:

  1. Visit the official ECHS website
  2. Open Beneficiary Login
  3. Enter Smart Card number
  4. Verify OTP sent to registered mobile

Common Smart Card Login Issues

  • Card number mismatch
  • Mobile number not linked
  • Data not updated in ECHS system

Solution:
Visit your parent polyclinic for verification.


Important Advice

Never share your smart card number or OTP with anyone.

👉 Related read: ECHS Claim Status – How to Check Online